As recently as the early 90’s the home office meant a company’s headquarters. If you worked in an office at home people figured you’d been laid off, or if they were charitable they assumed you were a freelancer. Now more about 30 million Americans are working from home at least part time, and 70% of […]
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Home-Based Businesses: Use Your Credit
Back in my days as a small business lender, I asked a loan applicant why he wanted to borrow money from a bank when his accounts showed an abundance of cash. He imparted the following wisdom that I’ve carried with me ever since: Use your credit–your cash is always good. But most business owners don’t […]
